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Jewelry Appraisal

At Wiley’s Diamonds & Fine Jewelry, we understand that your jewelry holds both sentimental and financial value. Whether you need an appraisal for insurance purposes, estate planning, resale, or personal knowledge, our expert team is here to provide you with an accurate and professional evaluation.

Jewelry Appraisal for Insurance Coverage

The most common purpose of jewelry appraisal is insurance coverage. The insurance goal is to return the monetary value of your jewelry if it gets stolen, lost, or damaged. Therefore, jewelry appraisal should accurately reflect the correct value of your jewelry. 

Jewelry is an investment, and insuring your most treasured pieces protects against unforeseen loss, theft, or damage. Most insurance companies require an official appraisal to determine replacement value. Regular updates to your appraisal ensure that coverage reflects current market prices, giving you peace of mind in case of an unfortunate event.
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Fair Market Value and Liquidation Appraisals

Jewelry appraisals determine both fair market value (the estimated price between a willing buyer and seller) and liquidation value (a quicker sale, often at a lower price). Whether you’re settling a financial matter or looking to sell quickly, understanding these values helps you make informed decisions about your assets.

 If you’re considering selling or upgrading a piece of jewelry, an appraisal provides an objective market value assessment. This ensures you receive a fair price whether selling to a private buyer, auction house, or trading in for something new.

Personal Knowledge & Peace of Mind

Even if you’re not planning to sell or insure your jewelry, knowing the worth of your collection can be beneficial. An appraisal helps you understand the quality, craftsmanship, and unique characteristics of your pieces, ensuring you care for them properly.

Should your jewelry ever be lost or stolen, having an appraisal report on file can expedite police reports and insurance claims, increasing the likelihood of recovery or reimbursement.
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We have built our reputation in jewelry appraisal services throughout the years, and we are equipped to provide you with only the best appraisal services.

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Expert Appraiser

We have a reputable independent appraiser who will give accurate and unbiased value to your jewelry pieces. 

Our expert appraiser is Tom Ryan, a certified Gemologist and a member of the National Association of Jewelry Appraisers, International Society of Appraisers, and Gemological Institute of America.

Mr. Ryan has extensive experience in jewelry appraisal for over 18 years. He is an expert in all types of jewelry valuation, including jewelry insurance, fair market value, retail replacement, and liquidation value appraisals.

Accurate and Up-to-date Appraisal Value

It is important to have an updated appraisal to ensure that your jewelry's current value is covered. It is necessary to follow the insurance company’s appraisal requirement every two years to determine the current value of your jewelry.
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Complete Appraisal Documentation

We provide the most comprehensive and accurate appraisal report. We will provide two copies of appraisal documents which contain a detailed summary of the jewelry, specification, price, and photographs. Our store will keep one copy of the appraisal document, while our appraiser will keep the digital file.

If you have any questions regarding the appraisal documentation, the appraiser's contact information is also included in the document.

Our Appraisal Prices

We offer affordable appraisal prices as below:

New Appraisals

  • 1st Item: $100
  • Succeeding Items: $90

Update Appraisals (within five years)

  • 1st Item: $60
  • Succeeding Items: $50
  • Lost Appraisal Replacements - $25

We offer only $50 per jewelry piece for cleaning, polishing, stone tightening, and rhodium if needed. Bring your jewelry pieces to our store at least two days before the appraisal schedule.

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